Terms and Conditions

HAFEET CAPITAL LIMITED

www.hafeet.ae

These Terms and Conditions ("Terms") govern your use of the website www.hafeet.ae operated by Hafeet Capital Limited ("Hafeet", "we", "us", or "our"). By accessing and using our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please refrain from using the website. These Terms also apply to your use of any mobile applications operated by Hafeet Capital Limited. By downloading, accessing, or using our mobile app, you agree to be bound by these Terms.

2. Scope of Website Use

This website is designed to provide general information about Hafeet Capital's services and regulatory disclosures. It is not intended for Retail Clients and is directed exclusively at Clients and Market Counterparties, as defined by the FSRA Rulebook.

2A. Mobile Application Use

The mobile application is intended for use by Professional Clients and Market Counterparties only. It provides access to account information, investment services, and communication tools. Users must ensure that their login credentials are kept secure and must notify us immediately of any unauthorized access or suspected breach.

3. No Offer or Advice

Nothing on this website constitutes investment advice, an offer to sell, or a solicitation of an offer to buy any financial product or service. You should not rely on any information on this website as a substitute for appropriate professional advice tailored to your individual circumstances.

3A. Electronic Communications and Transactions

By using our digital platforms, including the mobile app, you consent to receive communications electronically. You acknowledge that transactions executed via the app are legally binding and may be recorded for regulatory and security purposes.

4. Accuracy and Availability

While we strive to ensure the content is accurate and current, we do not guarantee completeness, reliability, or timeliness of the information. Website access may be subject to interruptions, and Hafeet disclaims liability for any downtime, delays, or errors.

5. Intellectual Property

All content, trademarks, logos, and intellectual property on this website are owned by Hafeet Capital or its licensors. No material from this website may be copied, reproduced, modified, distributed, or republished without our prior written consent.

6. User Conduct

By using the website, you agree not to:

  • Misuse the website or introduce viruses or harmful code
  • Attempt unauthorized access to systems or data
  • Violate any applicable laws or regulations
  • Use the website for any fraudulent or unlawful purpose

We reserve the right to restrict or terminate access to users found in violation of these rules.

7. Third-Party Links

This website may contain links to third-party websites for informational purposes. Hafeet does not endorse, control, or take responsibility for third-party content, products, or services.

8. Data Protection and Privacy

Use of this website and mobile application is also governed by our Privacy Policy, which outlines how we collect, store, and process your personal data in accordance with ADGM Data Protection Regulations 2021.

9. Liability Limitation

To the fullest extent permitted by law, Hafeet Capital shall not be liable for any loss or damage, including direct, indirect, incidental, or consequential losses, arising from your use of or reliance on the content or services offered on this website.

10. Modifications

We reserve the right to update these Terms at any time. Continued use of the website following any changes constitutes your acceptance of the revised Terms.

10A. App Store Terms

If you download our mobile application from an app store (e.g., Apple App Store or Google Play), you acknowledge that the app store provider is not a party to these Terms and is not responsible for the app or its content. You agree to comply with the app store's terms of service in addition to these Terms.

11. Governing Law

These Terms are governed by the laws of the Abu Dhabi Global Market (ADGM), and any disputes shall be subject to the exclusive jurisdiction of the ADGM courts.